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Stop Overshopping With April Benson



Debt & Money Problem Helplines
CCCS (Consumer Credit Counselling Service) Free Helpline:  0800 138 1111 (8am-8pm M-F)
www.cccs.co.uk Charity dedicated to providing confidential, free counselling and money management assistance to financially distressed families and individuals.
National Debtline Free Helpline:  0808 808 4000 www.nationaldebtline.co.uk Provides free confidential and independent advice on how to deal with debt problems.
Citizen’s Advice Bureau www.citizensadvice.org.uk Citizens Advice Bureaux provide free, confidential and independent advice from over 3,000 locations including in bureaux, GP surgeries, hospitals, colleges, prisons and courts.  Advice is available face-to-face and by telephone. Most bureaux offer home visits and some also provide email advice.
Community Legal Advice Helpline:  0845 345 4345 www.communitylegaladvice.org.ukThis website offers free, confidential and independent legal advice for residents of England and Wales.  They can provide help via their helpline, website as well as advice centres and networks.
Shelter Offer free confidential expert advice via their website, Housing Aid Centres, helpline and e-mail services.Helpline:  0845 458 4590 (M-F 9am-9pm & Sat 9am-1pm) www.england.shelter.org.uk  Web link for housing and mortgage arrears problems:http://england.shelter.org.uk/advice/advice-4176.cfm
Homeless UKwww.homelessuk.org Information on over 8,000 services, including hostels, day centres and other advice and support services for homeless people.
Debtors Anonymous www.debtorsanonymous.org.uk Debtors Anonymous is a fellowship of men and women who share their experience, strength and hope with each other that they may solve their common problem and help others to recover from compulsive debting.   The only requirement for membership is a desire to stop incurring unsecured debt. There are no dues or fees for D.A. membership; we are self-supporting through our own contributions.
Directgov – Guide to Managing Mortgage Repayments and Arrears http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/DebtsAndArr...Link to Government website with advice and information on managing debt including mortgage problems. Directgov - Financial Help for Familieshttp://www.direct.gov.uk/en/Parents/Moneyandworkentitlements/YourMoney/D...If you are on a low income you may be able to get financial help, depending on your circumstances. Directgov - Guide to Managing Debtshttp://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/index.htmLink to Government website with advice and information on managing debt.

Bereavement Helplines

Cruse Bereavement Care Helpline:  0844 477 9400 Young People’s Helpline: 0808 808 1677 www.crusebereavementcare.org.uk Not only does Cruse provide a telephone helpline and the useful information you will find on the website, but their trained volunteers provide face-to-face support and practical advice in branches across England, Wales and Northern Ireland. If you are a young person, you might also want to visit RD4U, where you can find helpful information, fun games and an interactive message board where you can share your stories and support others in a similar situation.
Winston's Wish Helpline: 0845 20 30 405 www.winstonswish.org.uk Winston's Wish is the leading childhood bereavement charity and the largest provider of services to bereaved children, young people and their families in the UK.  They offer practical support and guidance to families, professionals and anyone concerned about a grieving child, and believe that the right support at the right time can enable young people to live with their grief and rebuild positive futures.
The Miscarriage Association Helpline: 01924 200 799 www.miscarriageassociation.org.uk Miscarriage can be a very unhappy, frightening and lonely experience. If you have been affected by the loss of a baby in pregnancy - whether recently or long ago - you will find here support, information and comfort.  The Miscarriage Association has a UK-wide network of support volunteers, who have been through the experience of pregnancy loss themselves and can offer real understanding and a listening ear.  Most offer support by telephone and some run support groups.
Grief Encounter Tel:  020 8446 7452Website: www.griefencounter.org.uk Grief Encounter aims to help and support each person with an individual approach offering a flexible and accessible bereavement service which professionally listens and understands, cares and responds to the needs of those who contact.  The helpline offers information, signposting and advice.
Child Death Helpline: 0800 282 986 www.childdeathhelpline.org.uk The Child Death Helpline aims to provide a quality freephone service to anyone affected by the death of a child.  Callers to the Helpline might be parents, grandparents, siblings, other family members, friends or involved professionals.  They offer a confidential, safe environment within which a caller can talk openly about the child’s life and death.  Callers are given the opportunity to freely express their worries and emotions.  They provide support not only at times of crisis but also for the ongoing needs of callers over their lifetime.
Support after Murder and Manslaughter Helpline:  0845 872 3440 www.samm.org.uk If you have lost someone dear to you through murder or manslaughter you are not alone.   SAMMS offers a confidential telephone help line where you can talk to someone who has experienced the devastating effects of this most distressing crime.  “If you want to know what’s on the road ahead, ask people on their way back”.
Survivors of Bereavement by Suicide (SOBS )Helpline: 0844 561 6855 www.uk-sobs.org.uk SOBS exists to meet the needs and break the isolation of those bereaved by the suicide of a close relative or friend.  They aim to provide a safe, confidential environment in which bereaved people can share their experiences and feelings, so giving and gaining support from each other.
Road Peace Helpline: 0845 4500 355 www.roadpeace.org Losing a loved one in a crash is devastating. Lives are shattered, and some never recover from the trauma. Family breakdown, job loss, depression and even suicide are the unfortunate consequences of losing a loved one in this way.  The helpline is staffed by volunteers who have themselves been bereaved or injured in a crash. They are able to offer emotional support and practical guidance. This can take the form of alerting callers to specific information guides or putting them in touch with RoadPeace staff and members.London Friend Gay Bereavement LineHelpline:  020 7403 5969Website: www.londonfriend.org.uk/bereavementhelpline/ London Friend's dedicated helpline offers support and practical information to lesbian, gay, bisexual and transgendered callers who have been bereaved or are preparing for bereavement. Our trained volunteers also welcome calls from affected family, friends, colleagues and carers.
The WAY Foundation Helpline:  0870 011 3450 www.wayfoundation.org.uk WAY was founded in 1997 and now has around 1,700 members across England, Scotland, Wales and Northern Ireland.  All the groups are run by volunteers, all of whom are widowed themselves, which means everyone you meet in WAY will understand something about what you’ve been through.  Despite grief, WAY members know how to laugh and have fun. Supporting each other is a great way to learn to live again after the trauma of watching a loved one die.
National Association of Widows Tel: 0845 838 2261 www.nawidows.org.uk The National Association of widows is run by the widowed for the widowed - men and women.  The death of a husband, wife or partner is a devastating experience. Learning to cope with life without that partner is a slow and painful process. That's where the NAW can help.  They offer support, friendship and understanding to men and women who have lost their partners through bereavement, and do this with the help of people who know how you feel - other widows and widowers.   Whatever your age, whatever the circumstances of your loss, the NAW is here to help you. 
Military Families Support Groupwww.mfsg.org.uk The aim of the web site is to provide emotional and practical support to all those families who have lost loved ones serving in the Armed Forces whether it is through the consequences of war and military conflict, illness, suicide or a tragic accident during the course of normal duties wherever and whenever it happens. We are also here to be able to talk to serving soldiers and their families in confidence if they just want someone to talk to, or point them in the right direction for any other help and assistance that they might need.
War Widows’ Association of Great Britain Tel: 0845 2412 189 www.warwidowsassociation.org.uk The Association works to improve the conditions of war widows, widowers and their dependants and recipients of benefits from the Armed Forces Compensation Scheme 2005.It also offers friendship and support to all military widowers.
Army Widows AssociationTel:  01264  381 991/385 457 www.armywidows.org.uk A Bereavement Support Group offering comfort, support and friendship to the widows, widowers and dependants of Army personnel who die in service. It tries to address some of the difficulties encountered after the death.
RAF Widows AssociationTel: 0870 514 3901www.rafwidowsassociation.org.uk In 1992 a group of young RAF widows, who felt very much as you probably do now, met and founded the RAF Widows’ Association. Like you we have all been bereaved. The Association’s aim is to offer comfort, support and a special understanding of the problems you are facing. We believe it is useful and reassuring to meet and talk with others who are in a similar position.
Naval Families Federation (NFF)Tel: 02392 65474 www.nff.org.uk In the absence of a Bereavement Support Group for Naval Personnel the NFF acts as a point of contact for bereaved families sign posting them to relevant organisations for specific support and advice.Direct Govwww.direct.gov.uk/en/AdvancedSearch/Searchresults/index.htm?fullText=bereavementComprehensive site which contains legal and practical information on death and bereavement as well as links to sites to support and downloadable information for probate, choosing a funeral and information on financial help that you may be eligible for.
SamaritansHelpline: 0845 790 9090 (24-hour)www.samaritans.org.uk

Anxiety Helplines
  
Anxiety Alliance Helpline:  0845 296 7877 (10am-4pm Monday to Friday) www.anxietyalliance.org.uk Advice and support for sufferers of anxiety disorders, phobias, panic attacks and OCD.  Support is available for friends and families of sufferers too.
No Panic Helpline:  0808 808 0545 www.nopanic.org.uk Aims to aid the relief and rehabilitation of those people suffering from Panic Attacks, Phobias, Obsessive Compulsive Disorders, other related Anxiety Disorders, and to provide support to sufferers and their families and or carers
TOP UK (Triumph over Phobia Helpline: 0845 600 9601 www.triumphoverphobia.comTriumph Over Phobia (TOP UK) is a UK registered charity which aims to help sufferers of phobias, obsessive compulsive disorder and other related anxiety to overcome their fears and become ex-sufferers.
Anxiety UK (formerly National Phobics Society)Helpline:   08444 775 774www.anxietyuk.org.ukWorks to relieve and support those living with anxiety disorders by providing information, support and understanding via an extensive range of services.
Royal College of Psychiatrists - Anxiety and Phobias Factsheet http://www.rcpsych.ac.uk/mentalhealthinformation/mentalhealthproblems/an...
OCD ActionHelpline:  0845 390 6232 www.ocdaction.org.uk OCD Action’s vision is of a society where OCD is better understood and diagnosed quickly, where appropriate treatment options are open and accessible, where support and information are readily available and where nobody feels ashamed to ask for help.
OCD UK www.ocduk.orgOCD-UK works independently working with and for people with Obsessive-Compulsive Disorder, their objective is to make a positive and meaningful difference in the everyday lives of people affected by OCD by providing accessible and effective support services and by campaigning for improved access and quality treatment and care.
Royal College of Psychiatrists – Obsessive Compulsive Disorders Factsheet http://www.rcpsych.ac.uk/mentalhealthinfo/problems/obsessivecompulsivedi...